We can help you buy.

Keep scrolling to find out how we can help you get the home of your dreams or click here to see our current listings!

COMMISSION
com·mis·sion
-a fee for the services real estate agents provide to home buyers and sellers

When buying a house in Kansas, you typically don’t have to worry about paying a real estate commission. Unless otherwise stated, sellers pay the agents’ fees.

DOWN PAYMENT
down pay·ment
-the initial payment made when buying something on credit

Down payment amounts vary based on loan type. Down payments can be from 0 - 20% and more. We can help connect you with great local lending professionals who can guide you through your options.

EARNEST MONEY
ear·nest mon·ey
-money paid to confirm a contract

Earnest money is essentially the buyer’s “good faith” money or a security deposit. It is the money you put into the deal when the contract is negotiated and is credited toward your purchase on the day of closing. The amount of earnest money is negotiable, however, 1% of the purchase price is pretty standard. If you chose to walk away from a purchase with no cause, you would forfeit this money to the seller.

HOME INSPECTION
home in·spec·tion
-a limited and non-invasive examination of the condition of a home, often in connection with the sale of that home

Home inspections can vary in cost from around $300 - $1,000. There are several inspections that can be done to compliment a general home inspection. All inspections take place within a week or two of the contract date and are paid for by the buyer at the time of the inspection. We have a deep list of competent and tenured inspectors ready to assist us.

CLOSING COSTS
clo·sing costs
-costs to obtain the loan

If you are using a loan to purchase a home, there will be fees from the lender. These fees vary from lender to lender and we always recommend that you do some shopping around when looking for a lender.

1. Contact Andrew with Banister Real Estate who will connect you with a local lender so you can begin the pre-approval process and move forward confidently.

   
   

2. Establish your home search criteria based on your budget, wants, and needs.

   
   

3. Once we’ve found the property you want to buy, we will submit an offer package. From there, we will negotiate the contract and will then have a specified amount of time to satisfy the contingencies of the contract.

   
   

4. Andrew and his team will assist you in scheduling inspections, conducting due diligence, and arranging necessary items to ensure a stress-free process.

   
   

5. Closing will take place at a local title company and then the keys are yours!

• We will set up a search in the MLS (Multiple Listing Service) which will keep you up-to-date with notifications about new listings, price changes, etc. Fill out our quick criteria form below and we’ll set up a search for you - it never hurts to be informed!

• The typical time frame to close on a conventional loan is roughly 30 days. A government-backed loan, such as FHA, VA, and Rural Development loans, will take closer to 45 days. Cash is king and can close in about 10 days!

• We have a database of resources we are ready to pass along when you are ready!

As a buyer in today’s market, you have access to so many tools to help with your home search. We still believe that the highest level of professional service can be the difference between a great and a terrible buying experience. Fill out the form below and we will set up a personal search for you in the MLS. As soon as a home is listed for sale or changes in price, you will be the first to know. The process starts with being “in the know” and being well-positioned to act when the right property comes along. We are ready to serve you in identifying, negotiating, and creating your home.